Money Collection Systems (Without any fee)

Banks (With transaction fee)

1. With Installment products/ Personal Loan products

For example payment:
- Beneficiary: JACCS International Vietnam Finance Company Limited
- Account Number:….
- Content: Loan Contract Number - NGUYEN VAN A

2. With Card product

For example payment:
- Beneficiary: JACCS International Vietnam Finance Company Limited
- Account Number:….
- Content: Card Account Number - NGUYEN VAN B

1. Customers MUST NOT GIVE the payment amount to Sales Consultants of JIVF under any circumstances; And JIVF will not be responsible for any issues arisen if customers make the payment through Sales Consultant.

2. Customers need to make the payment 02 (two) days sooner than the Due date on the Payment schedule to avoid bad debt recording because the Due date on the Payment schedule is the day when the payment amount of the customers transferred into JIVF’s bank account.

3. Customers have to round up the payment amount by thousand when making payment. (Example: 123,500 vnd should be rounded up to 124,000 vnd). Residual money (if any) will be refunded to customer after making payment for the last tenor according to JIVF regulations. Notice of receiving refunds will be published on JIVF's official Website & Fanpage. After 90 days from the date of notification, if the customer does not contact JIVF to receive the money, JIVF will have the right to understand that the customer has refused to receive the refund, the balance will be owned by JIVF and JIVF with full authority of handling according to internal regulations and current law provisions

4. Late payment by customers and / or lack of payment will result in:
   a. Customers must pay overdue interest.
   b. Bad debts are recorded on the Credit Information Center (CIC) of the State Bank.
   c. Customers will find it difficult to borrow or open credit cards at others: Banks, Financial Companies, Credit Funds ...

5. If the Due date is Saturday or Sunday or national holidays, customers will make payment on the next working day

6. Customers have to write exactly the Contract Number/ Account Number and Full name when making payment. JIVF will not be responsible if the customers make any fault in filling the information.

7. Customers can write the phone number of the Depositor on the Deposite Slip Note.

8. Customers will check the information and keep the Receipt. Please, contact with the Cashier in case the information on the Receipt is wrong, and please ask them to make it again immediately.

9. Fee schedule, Money Collection Systems Help JIVF can change and update at:
Website: https://jaccs.com.vn and Facebook: fb.com/CongtyTaiChinhJACCSVietNam

10. Before making payment for the last tenor, please contact this phone number:
- Installment/Personal Loan: (028) 7108 6999
- Card: (028) 7107 7799

11. All information about this payment guide can be changed without prior notice or and updated on Website, Fanpage of the JIVF.