JACCS FINANCE COMPANY – A MARK IN THE 75-YEAR DEVELOPMENT JOURNEY OF VIETNAM’S BANKING SECTOR

On the occasion of the 75^th anniversary of Vietnam’s Banking Sector, credit institutions continue to affirm their pivotal role in stabilizing the macroeconomy and driving growth. Within this broader landscape. JACCS International Vietnam Finance Company Limited (JACCS Vietnam) has emerged as a highlight with its tangible contributions to the consumer finance sector.

As a member of Japan Consumer Credit JACCS Group, after more than 15 years in the Vietnamese market, JACCS Viet Nam has steadily strengthened its position while closely aligning with the policy directions of the Government and the State Bank of Vietnam. Strict compliance with legal regulations, ensuring operational safety, and a steadfast commitment to sustainable development have formed the foundation for maintaining stable growth in the context of economic volatility.

The year 2025 marked a positive turning point in JACCS Vietnam’s business performance. Outstanding principle recorded positive growth, reflecting the company’s ability to expand its market and meet increasingly diverse capital demands from consumers. At the same time, the non-performing loan (NPL) ratio was effectively controlled and significantly reduced compared to last year, demonstrating clear improvements in risk management.

Not only achieve positive business results, JACCS Vietnam is also highly regarded for its transparency and compliance with credit information. In 2025, the company was honored by the Vietnam National Credit Information Center (CIC) as one of the top 10 outstanding units in credit information reporting. This result reflects the company’s efforts to improve data quality, contributing to increased transparency in the financial system and effectively supporting management.

In the context of a volatile economy, JACCS Vietnam has proactively implemented solutions to promote credit growth while controlling risks. Flexible consumer loan and installment financing products with competitive interest rates are designed to suit various customer segments, thereby contributing to stimulating consumption and supporting economic recovery.

Notably, the expansion of formal consumer credit channels has also played a crucial role in combating illegal lending. Through transparent financial solutions, simplified procedures, and fast disbursement processes, JACCS Vietnam has helped people access legitimate finance sources, reducing reliance on high-risk lending channels and contributing to social security and public order.

Throughout the 75-year development journey of Vietnam’s Banking Sector, credit institutions have increasingly affirmed their role as key capital conduits while contributing to improving people’s quality of life. With a customer-centric approach and a focus on credit growth alongside risk management, JACCS Vietnam continues to contribute to the sector’s common goals, toward the sustainable development of Vietnam’s economy.