JACCS - Japanese financial company

YOU NEED A LOAN

We have vary of loan products for you

Motorcycle loan
Car loan
Personal loan
Large motorcycle
Building materials
Furniture loan
Consumer electric
Agriculture loan
Machines loan
Education loan
Credit card

Step 1Loan amount

Papers you have:

ID CARD + Family Register
ID CARD + Family Register + Proof of Income

The loan you need:

Amount :20,000,000

20,000,000 VNĐ

80,000,000 VNĐ

Loan period :6month

6 month

36 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Please see the List of Interest Rate of Motorbike Loan HERE

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

STEPS FOR MOTORCYLE LOAN

1
Choose A motorcycle
Go to the nearest JVIF associate store to pick a motorcycle.
2
Loan Consulting
Contact the phone number (028) 7108 6999
3
Provide required document, loan records
Provide ID card, household registration, other papers under the guidance of JIVF counselors.
4
Make a Prepaid
Make a prepaid to the Sales staff at the associate store.
5
Sign the Loan Contract
Performing loans contracted in accordance with the law. Consumer loan contract
6
Receive the motorcycle
Receive the motorcycle at the associate store.
7
Make monthly installments as scheduled
Payments based on payments calendar provided by counselor of JIVF

Step 1Loan amount

Papers you have:

Self-employed customer
Farmer customer
No Proof of Income

The loan you need:

Amount :50,000,000

50,000,000 VNĐ

800,000,000 VNĐ

Loan period :36month

36 month

84 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Please see the List of Interest Rate of Car Loan HERE

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

STEPS FOR CAR LOAN

1
Choose a car
Customers select favorite models.
2
Loan consulting
Contact the phone number (028) 7108 6999.
3
Sign the selling contract with dealer
Conducted deposit procedures for car in associate showroom.
4
Provide required documents, loan records
Provide ID card, household registration, other papers under the guidance of JIVF counselors.
5
Loan records are approved
6
Make a Prepaid
Make a prepaid to the Sales staff at the associate showroom.
7
Buying car insurance
8
Proceed the car register procedure
Conduct a car registration procedure according to the law.
9
Sign the Loan Contract and other documents
Signing the loan agreement, the property mortgage contract, petition registration of security transactions. Credit contract
10
Receive the car
Receive the motorcycle at the associate showroom.
11
Make monthly installments as scheduled and renew a car insurance whenever it’s expired during loan duration
Payments based on payments calendar provided by counselor of JIVF.

Step 1Loan amount

Papers you have:

ID CARD + Family Register + Electricity/water bill
ID CARD + Family Register + Proof of Income

The loan you need:

Amount :10,000,000

10,000,000 VNĐ

50,000,000 VNĐ

Loan period :6month

6 month

36 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Please see the List of Interest Rate of Cash Loan HERE

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

STEPS FOR PERSONAL LOAN

1
You need a personal loan
Please call to Personal loan call centre by number (028) 3622 8801 for full consultation on loans, required documentations, consulting points …
2
Go to consulting point
You go to Consulting point, under the guidance of the Loan operator. The counselor will revalidate loans, neccesary paperwork.
3
Provide required documents
You will provide original documents: identity card, household registration and other documents (if any) for counselors to conduct loan application procedures. The counselors will return all the original documents.
4
Sign the loan contract
After the Agreement is approved, you will sign a Loan Agreement. Consumer loan contract
5
Receive the sum via bank account
Depending on the conditions and needs, you may receive disbursements through your personal account or cash at Vietinbank.
6
Make monthly installments as scheduled
Depending on the payment date indicated on the Agreement, please pay a monthly amount on record for JIVF loan Agreement.

Step 1Loan amount

Papers you have:

Proof of Income
No Proof of Income

The loan you need:

Amount :50,000,000

50,000,000 VNĐ

500,000,000 VNĐ

Loan period :12month

12 month

48 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Please see the List of Interest Rate of Large Motorcycle Loan HERE

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

PRODUCT FOR MOTORCYCLE LOAN

motorbike

STEPS FOR MOTORCYCLE LOAN

1
Choose a power motobike
Go to the nearest JVIF associate store to pick a large motorcycle.
2
Loan consulting
Contact the phone number (028) 7108 6999.
3
Sign the selling contract with dealer
4
Provide required documents, loan records
Make a prepaid to the Sales staff at the associate store.
5
Loan record are approved
6
Make a prepaid
Make a prepaid to the Sales staff at the associate store.
7
Buying power motorbike insurance (as JIVF required)
8
Proceed the power motorbike register procedure
9
Sign the loan contract and other documents
Performing loans contracted in accordance with the law. Credit contract
10
Receive the power motorbike
Receive the power motorbike at the associate store.
11
Make monthly installment as scheduled and renew power motorbike insurance whenever it’s expired during loan duration
Payments based on payments calendar provided by counselor of JIVF

Step 1Loan amount

Papers you have:

Proof of Income
No Proof of Income

The loan you need:

Amount :5,000,000

5,000,000 VNĐ

80,000,000 VNĐ

Loan period :6month

6 month

48 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Please see the List of Interest Rate of Building Materials Loan HERE

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

PRODUCT FOR BUILDING MATERIALS LOAN

Bathtub
Toilet
Electromagnetic Stove
Solar Energy
Solar Battery
Paint Can
Wood Floor
Lavabo
Shower Wash
Bare
Ceramic tiles
Tile
Sink
Solar Water Tank
Man's Toilet
Water Tank

STEP FOR BUILDING MATERIALS LOAN

1
Choose building materials
Go to the nearest JVIF associate store to pick building materials.
2
Loan consulting
Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.
3
Provide required documents, loan records
Provide ID card, household registration, other papers under the guidance of JIVF counselors.
4
Make a prepaid
Make a prepaid to the Sales staff at the associate store.
5
Sign the loan contract
Performing loans contracted in accordance with the law. Consumer loan contract
6
Receive the building material
Receive the building material at the associate store.
7
Make monthly installments as scheduled
Payments based on payments calendar provided by counselor of JIVF.

Step 1Loan amount

Papers you have:

ID CARD + Family Register
ID CARD + Family Register + Proof of Income

The loan you need:

Amount :3,000,000

3,000,000 VNĐ

80,000,000 VNĐ

Loan period :6month

6 month

36 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Please see the List of Interest Rate of Furniture Loan HERE

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

PRODUCTS FOR FURNITURE LOAN

Shelf
Display cabinet
Tivi table
Book cupboard
Sofa table
Typing chair
Desk
Liquor cabinet
Cabinet decoration
Cupboard
Bed
Safe
Cabinets church
Decorative lights
Sofa
Table/chair

STEPS FOR FURNITURE LOAN

1
Choose a furniture
Go to the nearest JVIF associate store to pick a furniture.
2
Loan consulting
Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.
3
Provide required documents, loan records
Provide ID card, household registration, other papers under the guidance of JIVF counselors.
4
Make a prepaid
Make a prepaid to the Sales staff at the associate store.
5
Sign the loan contract
Performing loans contracted in accordance with the law. Consumer loan contract
6
Receive the furniture
Receive the furniture at the associate store.
7
Make monthly installments as scheduled
Payments based on payments calendar provided by counselor of JIVF.

Step 1Loan amount

Papers you have:

ID CARD + Family Register
ID CARD + Family Register + Proof of Income

The loan you need:

Amount :50,000,000

50,000,000 VNĐ

500,000,000 VNĐ

Loan period :6month

6 month

36 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Please see the List of Interest Rate of Consumer Electric Loan HERE

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

PRODUCTS FOR CONSUMER ELECTRIC LOAN

Microwave oven
Oven
Water purifier
Water heater
Blender
Washing machine
Freezer
Fridge
Smokeconsumer
Steam fan
Vacuum cleaner
Tree fans
Electric cooker
Fruit machine
Fridge cool
television

STEPS FOR CONSUMER ELECTRIC LOAN

1
Choose a consumer electric
Go to the nearest JVIF associate store to pick a consumer electric.
2
Loan consulting
Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.
3
Provide required document, loan records
Provide ID card, household registration, other papers under the guidance of JIVF counselors.
4
Make a prepaid
Make a prepaid to the Sales staff at the associate store.
5
Sign the loan contract
Performing loans contracted in accordance with the law. Consumer loan contract
6
Receive the consumer electric
Receive the consumer electric at the associate store.
7
Make monthly installments as scheduled
Payments based on payments calendar provided by counselor of JIVF.

Step 1Loan amount

Papers you have:

Proof of Income
No Proof of Income

The loan you need:

Amount :10,000,000

10,000,000 VNĐ

50,000,000 VNĐ

Loan period :6month

6 month

48 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Please see the List of Interest Rate of Agriculture Loan HERE

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

STEPS FOR AGRICULTURE LOAN

1
Choose agricultura
Go to the nearest JVIF associate store to pick a agricultura.
2
Loan consulting
Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.
3
Provide required documents, loan records
Provide ID card, household registration, other papers under the guidance of JIVF counselors.
4
Make a prepaid
Make a prepaid to the Sales staff at the associate store.
5
Sign the loan contract
Performing loans contracted in accordance with the law. Consumer loan contract
6
Receive the furniture
Receive the agricultura at the associate store.
7
Make monthly installments as scheduled
Payments based on payments calendar provided by counselor of JIVF.

Step 1Loan amount

Papers you have:

Farmer customer
Ordinary customers, according to the terms of JIVF

The loan you need:

Amount :20,000,000

20,000,000 VNĐ

200,000,000 VNĐ

Loan period :13month

13 month

48 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Please see the List of Interest Rate of Machines loan HERE

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

PRODUCTS FOR CONSUMER MACHINES LOAN

Cutting, sawing, drilling machine...
Water pumps
Steam pump
Smart water meter
Gasoline and diesel engines
Back sprayer
Compressed air
VibrioCheck
Shrimp farming equipment
Artificial intelligence food sprayer
Generator
Spectrometers
Plow, transplant, reaper, combine harvester
Pure Oxygen Supply System
Harrowing, plowing, plowing
Water quality sensor
Smart water pump
Portable water quality meter
Smart pump controller
Water level sensor

STEPS FOR MACHINES LOAN

1
Choose a machines
Go to the nearest JVIF associate store to pick a machine.
2
Loan consulting
Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.
3
Provide required document, loan records
Provide ID card, household registration, other papers under the guidance of JIVF counselors.
4
Make a prepaid
Make a prepaid to the Sales staff at the associate store.
5
Loan records are approved
6
Sign the loan contract
Performing loans contracted in accordance with the law. Credit contract
7
Receive the machine
Delivery and installation at customer’s requirement.
8
Make monthly installments as scheduled
Payments based on payments calendar provided by counselor of JIVF.

Step 1Loan amount

Papers you have:

Customers have proof of income
Customers are students
All customers under JIVF terms

The loan you need:

Amount :3,000,000

3,000,000 VNĐ

88,000,000 VNĐ

Loan period :9month

9 month

36 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

Step 2Contact for loan

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

Learn foreign language

Apprentice

Learn to drive

STEPS FOR EDUCATION LOAN

1
Choose a course
Go to the nearest educational institution or contact JIVF website/fanpage for a consultation
2
Loan consulting
Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.
3
Provide required document, loan records
Provide ID card, household registration, other papers under the guidance of JIVF counselors.
4
Make a prepaid

Make a prepaid to the Sales staff at the associate educatioal institution.
5
Sign the loan contract
Performing loans contracted in accordance with the law. Credit contract
6
The educational institution confirm trainee
Customer register the course and study according to the timetable
7
Make monthly installments as scheduled
Payments based on payments calendar provided by counselor of JIVF.

Book a metting

Full name *
Phone *
Passport / ID number *
Email
City *
Birthday *

* For more information and any question, please send an email to cardcenter@jaccs.com.vn

* Refer to the interest rate listing for Credit card HERE

JACCS CARDS

<div class="top_title_popup">
<h3 class="title_top_credit">The JACCS’s credit card</h3>
</div>
<div class="tabs-popup-card">
<ul class="tabs_card_hd">
 	<li class="tab-link current active" data-tab="tab-pop-1"><span>Introduction</span></li>
 	<li class="tab-link" data-tab="tab-pop-2"><span>Targeted customers - Application criteria - Required documents</span><span></span></li>
 	<li class="tab-link" data-tab="tab-pop-3"><span>Feature - Utilities</span></li>
 	<li class="tab-link" data-tab="tab-pop-4"><span>Card fees</span></li>
 	<li class="tab-link" data-tab="tab-pop-5"><span>Credit Card/ Cash Card Application Cum Agreement</span></li>
 	<li class="tab-link" data-tab="tab-pop-6"><span>Outstanding payment guidance</span></li>
</ul>
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<div class="row">
<div class="col-sm-4">
<figure><img data-src="http://jaccs.vinaten.vn/wp-content/uploads/2020/03/credit_img1.png" class=" lazyloaded" src="https://jaccs.com.vn/wp-content/uploads/2020/03/credit_img1-1.png" /></figure>
</div>
<div class="col-sm-8">
<div class="textwidget"><span>The JIVF’s credit card is a cash-replacement card product of Visa, the international credit card organizations. In addition to “buy now, pay later” and interest- free period up to 50 days, JIVF’s credit cards are safety and convenience in every card transaction.</span>
<span>Credit limits range from 5 million VND to 50 million VND.</span>
<span>Card validity: 3 years.</span></div>
</div>
</div>
</div>
</div>
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<h3 class="title_tabs_2">Targeted customers</h3>
<span>Individuals being Vietnamese citizens and foreigners who are living and working legally in Vietnam are in need of using the card. </span>

</div>
<div class="textwidget">
<h3 class="title_tabs_2">Application criteria</h3>
<span>JIVF shall consider and decide to release the cards when customers meet the following requirements:</span>
<ul>
 	<li>- Having financial capacity to pay outstanding card, costs and accrued interest.</li>
 	<li>- A person who is 18 years of age or older aged 15 to less than 18 years who does not have lack of legal capacity or limited legal capacity. Supplementary cardholders are decided to use the card by the primary cardholder and the primary cardholder undertakes to fulfill all obligations arising from the card usage. The Supplementary cardholders from full 15 years of age to under 18 years old are approved to use the card by legal representative.</li>
 	<li>- In addition, customers must meet all the requirements which are specified by JIVF in each period.</li>
</ul>
</div>
<div class="textwidget">
<h3 class="title_tabs_2">Required documents</h3>
<span>a. Credit card/ cash card application cum agreement</span>
<span>b. Personal certificates(non-notarized copies)</span>
<ul>
 	<li>+ ID Card/Passport</li>
 	<li>+ Family Register (household registration book)</li>
 	<li>+ KT3/Temporary residential book</li>
</ul>
<span>c. Proof of incomes:</span>
<ul>
 	<li>+ Labour contract</li>
 	<li>+ Bank statements of the salary account.</li>
 	<li>+ Document evidencing other incomes. (if any)</li>
</ul>
</div>
</div>
</div>
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<h3 style="text-align: left;">FEATURES</h3>
<p style="text-align: left;">- Withdraw cash from all ATMs bearing visa logo in Viet Nam.</p>
<p style="text-align: left;">- Pay for products/services at POS units in Viet Nam.</p>

<h3 style="text-align: left;">UTILITIES</h3>
<h4 style="text-align: left;">SAFETY</h4>
<p style="text-align: left;">- Do not worry about risk of carrying too much money on business trip, travelling …</p>
<p style="text-align: left;">- Highly safety features. Losing the card does not mean losing money if the cardholders still keep PIN or intermediately inform to JIVF.</p>
<p style="text-align: left;">- Limiting the risk of counterfeit notes, torn notes in making payment.</p>
<p style="text-align: left;">- Insurance for the cardholder.</p>

<h4 style="text-align: left;">UTILITIES</h4>
<p style="text-align: left;">- Customers can choose monthly minimum payment rate 4%- 6% or 8% of total outstanding</p>
<p style="text-align: left;">- Withdrawing cash flexibly at more than 16000 ATMs bearing Visa/ Plus logo 24/24 in Viet Nam, do not depend on the JIVF working time and its bank affiliates.</p>
<p style="text-align: left;">- Payment for products/ services at POS units: supermarkets, shops, hotels, restaurants, air ticket agencies, resorts, hospitals, clubs ,.. in Viet Nam.</p>
<p style="text-align: left;">- Easily order products through mail or phone and make payments on the Internet.</p>
<p style="text-align: left;">- Customer- support services.</p>
<p style="text-align: left;">- Customers can pay for JIVF periodically by submitting cash at Vnpost, Payoo or branches/ transaction offices of the bank has partnered with JIVF or transferring money to JIVF account at the bank.( deposit/transfer content is instructed specifically in monthly statement).</p>

<h4 style="text-align: left;">SAVING</h4>
<p style="text-align: left;">- Interest – free up to 50 days for payment transaction.</p>
<p style="text-align: left;">- Saving time: very simple procedures and actions for withdrawing cash at ATMs.</p>
<p style="text-align: left;">- Saving time and effort to looking for places to withdraw, just find any ATMs bearing Visa/ plus logo.</p>
<p style="text-align: left;">- Saving time counting money when making payment at POS.</p>

</div>
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</div>
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<div class="text_popup_card">
<table>
<tbody>
<tr>
<th>Content</th>
<th>Effective date</th>
<th>Download</th>
</tr>
<tr>
<td>Jaccs Credit Card 's fees</td>
<td>1/06/2021</td>
<td><a href="https://jaccs.com.vn/wp-content/uploads/2020/02/FILE_20210511_151841_tariff_credit_eng.pdf" target="_blank" rel="noopener noreferrer">HERE</a></td>
</tr>
</tbody>
</table>
</div>
</div>
<div id="tab-pop-5" class="tab-content-pop">
<div class="text_popup_card">
<table>
<tbody>
<tr>
<th>Content</th>
<th>Effective date</th>
<th>Download</th>
</tr>
<tr>
<td>Credit Card/ Cash Card Application Cum Agreement</td>
<td>1/06/2021</td>
<td><a href="https://jaccs.com.vn/wp-content/uploads/2020/02/COM-Loan-Credit-Card-Cash-Card-Contract-TC-VN_Final-Jun-21.pdf" target="_blank" rel="noopener noreferrer">HERE</a></td>
</tr>
</tbody>
</table>
</div>
</div>
<div id="tab-pop-6" class="tab-content-pop">
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<span>Customers can make outstanding payment monthly by submitting cash, transferring into JIVF account as follows:</span>
<ul>
 	<li><span></span>
<span>1. JIVF’s account in MUFG Bank (Cash deposit at Vietinbank):</span></li>
 	<li><span></span>
<span>Account Name: JIVF</span></li>
 	<li><span></span>
<span>Account No: 346969</span></li>
 	<li><span></span>
<span>At Bank: MUFG Bank HCM</span></li>
 	<li><span></span>
<span>2. JIVF’s account in ACB:</span></li>
 	<li><span></span>
<span>Account Name: Jaccs International Vietnam Finance Co., Ltd.</span></li>
 	<li><span></span>
<span>Account No: 191068999</span></li>
 	<li><span></span>
<span>At Bank: ACB – Ho Chi Minh branch</span></li>
 	<li><span></span>
<span>3. At Vietnam post:</span></li>
 	<li><span></span>
<span>Account number/Contract number: Card account number</span></li>
 	<li><span></span>
<span>Account/Contract holder: Cardholder name</span></li>
 	<li><span></span>
<span>Receiver: JACCS International Vietnam Finance Co.,Ltd</span></li>
 	<li><span></span>
<span>4. At Payoo:</span></li>
 	<li><span></span>
<span>Provide Payoo staff the Card Account number and ID number.</span></li>
</ul>
</div>
</div>
</div>
</div>
<div class="close_popup" data-dismiss="modal"><i class="fa fa-times" aria-hidden="true"></i></div>

The JACCS’s credit card

<div class="top_title_popup">
<h3 class="title_top_credit">The JACCS’s cash card</h3>
</div>
<div class="tabs-popup-card">
<ul class="tabs_card_hd">
 	<li class="tab-link current active" data-tab="tab-pop-7"><span>Introduction</span></li>
 	<li class="tab-link" data-tab="tab-pop-8"><span>Targeted customers - Application criteria - Required documents</span></li>
 	<li class="tab-link" data-tab="tab-pop-9"><span>Feature - Utilities</span></li>
 	<li class="tab-link" data-tab="tab-pop-10"><span>Card fees</span></li>
 	<li class="tab-link" data-tab="tab-pop-11"><span>Credit Card/ Cash Card Application Cum Agreement</span></li>
 	<li class="tab-link" data-tab="tab-pop-12"><span>Outstanding payment guidance</span></li>
</ul>
<div id="tab-pop-7" class="tab-content-pop current">
<div class="text_popup_card">
<div class="row">
<div class="col-sm-4">
<figure><img data-src="http://jaccs.vinaten.vn/wp-content/uploads/2020/03/credit_img2-1.png" class=" lazyloaded" src="https://jaccs.com.vn/wp-content/uploads/2020/03/credit_img2-1.png" /></figure>
</div>
<div class="col-sm-8">
<div class="textwidget"><span>The JIVF’s cash card is a cash-replacement card product of Visa, the international credit card organizations. In addition to “buy now, pay later” and interest- free period up to 50 days, JIVF’s credit cards are safety and convenience in every card transaction.</span>
<span>Credit limits range from 5 million VND to 50 million VND.</span>
<span>Card validity: 3 years.</span></div>
</div>
</div>
</div>
</div>
<div id="tab-pop-8" class="tab-content-pop">
<div class="text_popup_card">
<div class="textwidget">
<h3 class="title_tabs_2">Targeted customers</h3>
<span>Individuals being Vietnamese citizens and foreigners who are living and working legally in Vietnam are in need of using the card.</span>

</div>
<div class="textwidget">
<h3 class="title_tabs_2">Application criteria</h3>
<span>JIVF shall consider and decide to release the cards when customers meet the following requirements:</span>
<ul>
 	<li>- Having financial capacity to pay outstanding card, costs and accrued interest.</li>
 	<li>- A person who is 18 years of age or older aged 15 to less than 18 years who does not have lack of legal capacity or limited legal capacity. Supplementary cardholders are decided to use the card by the primary cardholder and the primary cardholder undertakes to fulfill all obligations arising from the card usage. The Supplementary cardholders from full 15 years of age to under 18 years old are approved to use the card by legal representative.</li>
 	<li>- In addition, customers must meet all the requirements which are specified by JIVF in each period.</li>
</ul>
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<h3 class="title_tabs_2">Required documents</h3>
<span>a. Credit card/ cash card application cum agreement</span>
<span>b. Personal certificates(non-notarized copies)</span>
<ul>
 	<li>+ ID Card/Passport</li>
 	<li>+ Family Register (household registration book)</li>
 	<li>+ KT3/Temporary residential book</li>
</ul>
<span>c. Proof of incomes:</span>
<ul>
 	<li>+ Labour contract</li>
 	<li>+ Bank statements of the salary account.</li>
 	<li>+ Document evidencing other incomes. (if any)</li>
</ul>
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<h3 style="text-align: left;">FEATURES</h3>
<p style="text-align: left;">- Withdraw cash from all ATMs bearing visa logo in Viet Nam.</p>

<h4 style="text-align: left;">UTILITIES</h4>
<p style="text-align: left;">- Customers can choose monthly minimum payment rate 4%- 6% or 8% of total outstanding</p>
<p style="text-align: left;">- Withdrawing cash flexibly at more than 16000 ATMs bearing Visa/ Plus logo 24/24 in Viet Nam, do not depend on the JIVF working time and its bank affiliates.</p>
<p style="text-align: left;">- Customer- support services.</p>
<p style="text-align: left;">- Customers can pay for JIVF periodically by submitting cash at Vnpost, Payoo or branches/ transaction offices of the bank has partnered with JIVF or transferring money to JIVF account at the bank.( deposit/transfer content is instructed specifically in monthly statement).</p>

<h4 style="text-align: left;">SAVING.</h4>
<p style="text-align: left;">- Saving time: very simple procedures and actions for withdrawing cash at ATMs.</p>
<p style="text-align: left;">- Saving time and effort to looking for places to withdraw, just find any ATMs bearing Visa/ plus logo.</p>

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<th>Content</th>
<th>Effective date</th>
<th>Download</th>
</tr>
<tr>
<td>Jaccs Credit Card 's fees</td>
<td>01/06/2021</td>
<td><a href="https://jaccs.com.vn/wp-content/uploads/2020/02/FILE_20210511_151841_tariff_cash_eng.pdf" target="_blank" rel="noopener noreferrer">HERE</a></td>
</tr>
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<th style="height: 24px;">Content</th>
<th style="height: 24px;">Effective date</th>
<th style="height: 24px;">Download</th>
</tr>
<tr style="height: 24px;">
<td style="height: 24px;">Credit Card/ Cash Card Application Cum Agreement</td>
<td style="height: 24px;">1/06/2021</td>
<td style="height: 24px;"><a href="https://jaccs.com.vn/wp-content/uploads/2020/02/COM-Loan-Credit-Card-Cash-Card-Contract-TC-VN_Final-Jun-21.pdf" target="_blank" rel="noopener noreferrer">HERE</a></td>
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The JACCS’s cash card

STEPS TO OPEN CARDS

1
Choose a consulting point
Customers choose the most convenient consulting point to get consulted and open a JACCS card.
2
Place a card request
Customers request a counter staff to provide consultation and get the card application accomplished.
3
Assess the customer’s application
JIVF staffs make assessment calls and deliberately approve the customer’s application.
4
Receive – activate – use the card
Customers receive the card/PIN from a delivery company. Customers call JIVF to request card activation Customers use the card at ATMs or credit card acceptors (for credit cards).
5
Make monthly payment as scheduled
Customers pay the card loan to JIVF before the monthly due date.