YOU WANT A LOAN

We have vary of loan products for you

Step 1Loan amount

Papers you have:

The loan you need:

Amount :5,000,000

5,000,000 VNĐ

100,000,000 VNĐ

Loan period :6 month

6 month

36 month

Monthly payment for you:

VNĐ

* The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

* Refer to the interest rate listing of Auto Spare Part And Service HERE

Step 2Contact for loan

    Auto Spare Part And Service

    STEPS FOR AUTO SPARE PART AND SERVICE LOAN

    Auto Spare Part And Service
    • 1
      Visit the nearest store partnered with JIVF to select the Auto spare Part and service you wish to purchase

      .

    • 2
      Loan consultation: Contact the hotline at (028) 7108 6999 or contact with the JIVF consultant available at the partnered store

      .

    • 3
      Provide your National ID card and other documents as instructed by the JIVF consultant


    • 4
      Loan application approval


    • 5
      Make the initial down payment to the salesperson at the partnered store

      .

    • 6
      Sign the loan contract in accordance with legal regulations (credit agreement)


    • 7
      Receive the Auto spare Part & service at the partnered store

      .

    • 8
      Pay the loan in monthly installments based on the repayment schedule provided by the JIVF consultant

    Step 1Loan amount

    Papers you have:

    The loan you need:

    Amount :10,000,000

    10,000,000 VNĐ

    100,000,000 VNĐ

    Loan period :6 month

    6 month

    36 month

    Monthly payment for you:

    VNĐ

    * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

    * Please see the List of Interest Rate of Cash Loan HERE

    Step 2Contact for loan

      Personal

      STEPS FOR PERSONAL LOAN

      Personal
      • 1
        You need a personal loan

        Please call to Personal loan call centre by number (028) 3622 8801 for full consultation on loans, required documentations, consulting points …

      • 2
        Go to consulting point

        You go to Consulting point, under the guidance of the Loan operator. The counselor will revalidate loans, neccesary paperwork.

      • 3
        Provide required documents

        You will provide original documents: identity card, household registration and other documents (if any) for counselors to conduct loan application procedures. The counselors will return all the original documents.

      • 4
        Sign the loan contract

        After the Agreement is approved, you will sign a Loan Agreement.

      • 5
        Receive the sum via bank account

        Depending on the conditions and needs, you may receive disbursements through your personal account or cash at Vietinbank.

      • 6
        Make monthly installments as scheduled

        Depending on the payment date indicated on the Agreement, please pay a monthly amount on record for JIVF loan Agreement.

      Step 1Loan amount

      Papers you have:

      The loan you need:

      Amount :3,000,000

      3,000,000 VNĐ

      100,000,000 VNĐ

      Loan period :6 month

      6 month

      36 month

      Monthly payment for you:

      VNĐ

      * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

      * Please see the List of Interest Rate of Motorbike Loan HERE

      Step 2Contact for loan

        Motorcycle

        STEPS FOR MOTORCYLE LOAN

        Motorcycle
        • 1
          Choose A motorcycle

          Go to the nearest JVIF associate store to pick a motorcycle.

        • 2
          Loan Consulting

          Contact the phone number (028) 7108 6999

        • 3
          Provide required document, loan records

          Provide ID card, household registration, other papers under the guidance of JIVF counselors.

        • 4
          Make a Prepaid

          Make a prepaid to the Sales staff at the associate store.

        • 5
          Sign the Loan Contract

          Performing loans contracted in accordance with the law. Credit contract

        • 6
          Receive the motorcycle

          Receive the motorcycle at the associate store.

        • 7
          Make monthly installments as scheduled

          Payments based on payments calendar provided by counselor of JIVF

        Step 1Loan amount

        Papers you have:

        The loan you need:

        Amount :50,000,000

        50,000,000 VNĐ

        2,000,000,000 VNĐ

        Loan period :36 month

        36 month

        84 month

        Monthly payment for you:

        VNĐ

        * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

        * Please see the List of Interest Rate of Car Loan HERE

        Step 2Contact for loan

          Car

          STEPS FOR CAR LOAN

          Car
          • 1
            Choose a car

            Customers select favorite models.

          • 2
            Loan consulting

            Contact the phone number (028) 7108 6999.

          • 3
            Sign the selling contract with dealer

            Conducted deposit procedures for car in associate showroom.

          • 4
            Provide required documents, loan records

            Provide ID card, household registration, other papers under the guidance of JIVF counselors.

          • 5
            Loan records are approved


          • 6
            Make a Prepaid

            Make a prepaid to the Sales staff at the associate showroom.

          • 7
            Buying car insurance


          • 8
            Proceed the car register procedure

            Conduct a car registration procedure according to the law.

          • 9
            Sign the Loan Contract and other documents

            Signing the loan agreement, the property mortgage contract, petition registration of security transactions. Credit contract

          • 10
            Receive the car

            Receive the motorcycle at the associate showroom.

          • 11
            Make monthly installments as scheduled and renew a car insurance whenever it’s expired during loan duration

            Payments based on payments calendar provided by counselor of JIVF.

          Step 1Loan amount

          Papers you have:

          The loan you need:

          Amount :30,000,000

          30,000,000 VNĐ

          500,000,000 VNĐ

          Loan period :12 month

          12 month

          48 month

          Monthly payment for you:

          VNĐ

          * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

          * Please see the List of Interest Rate of Large Motorcycle Loan HERE

          Step 2Contact for loan

            Power Motorbike

            STEPS FOR MOTORCYCLE LOAN

            Power Motorbike
            • 1
              Choose a power motobike

              Go to the nearest JVIF associate store to pick a large motorcycle.

            • 2
              Loan consulting

              Contact the phone number (028) 7108 6999.

            • 3
              Sign the selling contract with dealer


            • 4
              Provide required documents, loan records

              Make a prepaid to the Sales staff at the associate store.

            • 5
              Loan record are approved


            • 6
              Make a prepaid

              Make a prepaid to the Sales staff at the associate store.

            • 7
              Buying power motorbike insurance (as JIVF required)


            • 8
              Proceed the power motorbike register procedure


            • 9
              Sign the loan contract and other documents

              Performing loans contracted in accordance with the law. Credit contract

            • 10
              Receive the power motorbike

              Receive the power motorbike at the associate store.

            • 11
              Make monthly installment as scheduled and renew power motorbike insurance whenever it’s expired during loan duration

              Payments based on payments calendar provided by counselor of JIVF

            Step 1Loan amount

            Papers you have:

            The loan you need:

            Amount :5,000,000

            5,000,000 VNĐ

            80,000,000 VNĐ

            Loan period :6 month

            6 month

            48 month

            Monthly payment for you:

            VNĐ

            * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

            •  * Please see the List of Interest Rate of Building Materials Loan HERE

            Step 2Contact for loan

              House finishing material and equipment

              PRODUCT FOR BUILDING MATERIALS LOAN

              • Bathtub

                Bathtub

              • Toilet

                Toilet

              • Electromagnetic Stove

                Electromagnetic Stove

              • Solar Energy

                Solar Energy

              • Solar Battery

                Solar Battery

              • Paint Can

                Paint Can

              • Wood Floor

                Wood Floor

              • Lavabo

                Lavabo

              • Shower Wash

                Shower Wash

              • Bare

                Bare

              • Ceramic tiles

                Ceramic tiles

              • Tile

                Tile

              • Sink

                Sink

              • Solar Water Tank

                Solar Water Tank

              • Man's Toilet

                Man's Toilet

              • Water Tank

                Water Tank

              STEP FOR BUILDING MATERIALS LOAN

              House finishing material and equipment
              • 1
                Choose building materials

                Go to the nearest JVIF associate store to pick building materials.

              • 2
                Loan consulting

                Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.

              • 3
                Provide required documents, loan records

                Provide ID card, household registration, other papers under the guidance of JIVF counselors.

              • 4
                Make a prepaid

                Make a prepaid to the Sales staff at the associate store.

              • 5
                Sign the loan contract

                Performing loans contracted in accordance with the law. Credit contract

              • 6
                Receive the building material

                Receive the building material at the associate store.

              • 7
                Make monthly installments as scheduled

                Payments based on payments calendar provided by counselor of JIVF.

              Step 1Loan amount

              Papers you have:

              The loan you need:

              Amount :3,000,000

              3,000,000 VNĐ

              100,000,000 VNĐ

              Loan period :6 month

              6 month

              36 month

              Monthly payment for you:

              VNĐ

              * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

              * Please see the List of Interest Rate of Furniture Loan HERE

              Step 2Contact for loan

                Furniture

                PRODUCTS FOR FURNITURE LOAN

                • Shelf

                  Shelf

                • Display cabinet

                  Display cabinet

                • Tivi table

                  Tivi table

                • Book cupboard

                  Book cupboard

                • Sofa table

                  Sofa table

                • Typing chair

                  Typing chair

                • Desk

                  Desk

                • Liquor cabinet

                  Liquor cabinet

                • Cabinet decoration

                  Cabinet decoration

                • Cupboard

                  Cupboard

                • Bed

                  Bed

                • Safe

                  Safe

                • Cabinets church

                  Cabinets church

                • Decorative lights

                  Decorative lights

                • Sofa

                  Sofa

                • Table/chair

                  Table/chair

                STEPS FOR FURNITURE LOAN

                Furniture
                • 1
                  Choose a furniture

                  Go to the nearest JVIF associate store to pick a furniture.

                • 2
                  Loan consulting

                  Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.

                • 3
                  Provide required documents, loan records

                  Provide ID card, household registration, other papers under the guidance of JIVF counselors.

                • 4
                  Make a prepaid

                  Make a prepaid to the Sales staff at the associate store.

                • 5
                  Sign the loan contract

                  Performing loans contracted in accordance with the law. Consumer loan contract

                • 6
                  Receive the furniture

                  Receive the furniture at the associate store.

                • 7
                  Make monthly installments as scheduled

                  Payments based on payments calendar provided by counselor of JIVF.

                Step 1Loan amount

                Papers you have:

                The loan you need:

                Amount :3,000,000

                3,000,000 VNĐ

                100,000,000 VNĐ

                Loan period :6 month

                6 month

                36 month

                Monthly payment for you:

                VNĐ

                * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

                * Please see the List of Interest Rate of Consumer Electric Loan HERE

                Step 2Contact for loan

                  Consumer electric

                  PRODUCTS FOR CONSUMER ELECTRIC LOAN

                  • Microwave oven

                    Microwave oven

                  • Oven

                    Oven

                  • Water purifier

                    Water purifier

                  • Water heater

                    Water heater

                  • Blender

                    Blender

                  • Washing machine

                    Washing machine

                  • Freezer

                    Freezer

                  • Fridge

                    Fridge

                  • Smokeconsumer

                    Smokeconsumer

                  • Steam fan

                    Steam fan

                  • Vacuum cleaner

                    Vacuum cleaner

                  • Tree fans

                    Tree fans

                  • Electric cooker

                    Electric cooker

                  • Fruit machine

                    Fruit machine

                  • Fridge cool

                    Fridge cool

                  • television

                    television

                  STEPS FOR CONSUMER ELECTRIC LOAN

                  Consumer electric
                  • 1
                    Choose a consumer electric

                    Go to the nearest JVIF associate store to pick a consumer electric.

                  • 2
                    Loan consulting

                    Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.

                  • 3
                    Provide required document, loan records

                    Provide ID card, household registration, other papers under the guidance of JIVF counselors.

                  • 4
                    Make a prepaid

                    Make a prepaid to the Sales staff at the associate store.

                  • 5
                    Sign the loan contract

                    Performing loans contracted in accordance with the law. Credit contract

                  • 6
                    Receive the consumer electric

                    Receive the consumer electric at the associate store.

                  • 7
                    Make monthly installments as scheduled

                    Payments based on payments calendar provided by counselor of JIVF.

                  Step 1Loan amount

                  Papers you have:

                  The loan you need:

                  Amount :5,000,000

                  5,000,000 VNĐ

                  200,000,000 VNĐ

                  Loan period :13 month

                  13 month

                  36 month

                  Monthly payment for you:

                  VNĐ

                  * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

                  * Please see the List of Interest Rate of Agriculture Loan HERE

                  Step 2Contact for loan

                    Materials Agricultural

                    STEPS FOR AGRICULTURE LOAN

                    Materials Agricultural
                    • 1
                      Choose agricultura

                      Go to the nearest JVIF associate store to pick a agricultura.

                    • 2
                      Loan consulting

                      Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.

                    • 3
                      Provide required documents, loan records

                      Provide ID card, household registration, other papers under the guidance of JIVF counselors.

                    • 4
                      Make a prepaid

                      Make a prepaid to the Sales staff at the associate store.

                    • 5
                      Sign the loan contract

                      Performing loans contracted in accordance with the law. Credit contract

                    • 6
                      Receive the furniture

                      Receive the agricultura at the associate store.

                    • 7
                      Make monthly installments as scheduled

                      Payments based on payments calendar provided by counselor of JIVF.

                    Step 1Loan amount

                    Papers you have:

                    The loan you need:

                    Amount :20,000,000

                    20,000,000 VNĐ

                    600,000,000 VNĐ

                    Loan period :13 month

                    13 month

                    84 month

                    Monthly payment for you:

                    VNĐ

                    * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

                    * Please see the List of Interest Rate of Machines loan HERE

                    Step 2Contact for loan

                      Machines loan

                      PRODUCTS FOR CONSUMER MACHINES LOAN

                      • Cutting, sawing, drilling machine...

                        Cutting, sawing, drilling machine...

                      • Water pumps

                        Water pumps

                      • Steam pump

                        Steam pump

                      • Smart water meter

                        Smart water meter

                      • Gasoline and diesel engines

                        Gasoline and diesel engines

                      • Back sprayer

                        Back sprayer

                      • Compressed air

                        Compressed air

                      • VibrioCheck

                        VibrioCheck

                      • Shrimp farming equipment

                        Shrimp farming equipment

                      • Artificial intelligence food sprayer

                        Artificial intelligence food sprayer

                      • Generator

                        Generator

                      • Spectrometers

                        Spectrometers

                      • Plow, transplant, reaper, combine harvester

                        Plow, transplant, reaper, combine harvester

                      • Pure Oxygen Supply System

                        Pure Oxygen Supply System

                      • Harrowing, plowing, plowing

                        Harrowing, plowing, plowing

                      • Water quality sensor

                        Water quality sensor

                      • Smart water pump

                        Smart water pump

                      • Portable water quality meter

                        Portable water quality meter

                      • Smart pump controller

                        Smart pump controller

                      • Water level sensor

                        Water level sensor

                      STEPS FOR MACHINES LOAN

                      Machines loan
                      • 1
                        Choose a machines

                        Go to the nearest JVIF associate store to pick a machine.

                      • 2
                        Loan consulting

                        Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.

                      • 3
                        Provide required document, loan records

                        Provide ID card, household registration, other papers under the guidance of JIVF counselors.

                      • 4
                        Make a prepaid

                        Make a prepaid to the Sales staff at the associate store.

                      • 5
                        Loan records are approved


                      • 6
                        Sign the loan contract

                        Performing loans contracted in accordance with the law. Credit contract

                      • 7
                        Receive the machine

                        Delivery and installation at customer’s requirement.

                      • 8
                        Make monthly installments as scheduled

                        Payments based on payments calendar provided by counselor of JIVF.

                      Step 1Loan amount

                      Papers you have:

                      The loan you need:

                      Amount :3,000,000

                      3,000,000 VNĐ

                      100,000,000 VNĐ

                      Loan period :6 month

                      6 month

                      36 month

                      Monthly payment for you:

                      VNĐ

                      * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

                      * Please see the List of Interest Rate of Education Loan HERE

                      Step 2Contact for loan

                        Education

                        Learn foreign language

                        Learn foreign language

                        Apprentice

                        Apprentice

                        Learn to drive

                        Learn to drive

                        STEPS FOR EDUCATION LOAN

                        Education
                        • 1
                          Choose a course

                          Go to the nearest educational institution or contact JIVF website/fanpage for a consultation

                        • 2
                          Loan consulting

                          Contact the phone number (028) 7108 6999 or Sale Consultant at JIVF associate store.

                        • 3
                          Provide required document, loan records

                          Provide ID card, household registration, other papers under the guidance of JIVF counselors.

                        • 4
                          Make a prepaid

                          Make a prepaid to the Sales staff at the associate educatioal institution.

                        • 5
                          Sign the loan contract

                          Performing loans contracted in accordance with the law. Credit contract

                        • 6
                          The educational institution confirm trainee

                          Customer register the course and study according to the timetable

                        • 7
                          Make monthly installments as scheduled

                          Payments based on payments calendar provided by counselor of JIVF.

                        Step 1Loan amount

                        Papers you have:

                        The loan you need:

                        Amount :3,000,000

                        3,000,000 VNĐ

                        100,000,000 VNĐ

                        Loan period :6 month

                        6 month

                        36 month

                        Monthly payment for you:

                        VNĐ

                        * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

                        * Please see the List of Interest Rate of beauty Loan HERE

                        Step 2Contact for loan

                          Healthcare & beauty

                          STEPS FOR CONSUMER HEALTHCARE & BEAUTY LOAN

                          Healthcare & beauty
                          • 1
                            Choosing beauty services

                            Customer visit dental clinic, specialist, cosmetic hospital, aesthetic facility cooperated with JIVF nearest or customer contact through fanpage, website of JIVF to JIVF’s staff advice suitable loan product.

                          • 2
                            Advising about loan conditions

                            Hotline: (028)71086999

                          • 3
                            Document loan condition

                            ID/ID chip + applied other documents by JIVF staff.

                          • 4
                            Payment of down payment amount

                            Customer payment down payment amount to dental clinic, specialist, cosmetic hospital, aesthetic facility cooperated JIVF.

                          • 5
                            Signing a loan contract

                            Customer sign a loan contract in accordance with the law.Credit contract

                          • 6
                            Perform treatment beauty services

                            Customer will perform treatment services in contract for customer.

                          • 7
                            Customer payment loan a amount to the monthly payment schedule

                            Customer payment loan amount to the monthly payment schedule provided by JIVF.

                          Step 1Loan amount

                          Papers you have:

                          The loan you need:

                          Amount :50,000,000

                          50,000,000 VNĐ

                          400,000,000 VNĐ

                          Loan period :12 month

                          12 month

                          48 month

                          Monthly payment for you:

                          VNĐ

                          * The result of this calculation is for reference only, exact results will be announced in the consultation process for customer loans based on interest rates applicable from time to time reality.

                          * Please see the List of Interest Rate of Building & remodel Loan HERE

                          Step 2Contact for loan

                            Building & remodel

                            STEPS FOR BUILDING & REMODEL LOAN

                            Building & remodel
                            • 1
                              Choosing home building and remodel services

                              Customer visit the building, design, interior, decoration companies cooperated with JIVF nearest or customer contact through fan page, website of JIVF to JIVF staff advice suitable loan product.

                            • 2
                              Advising about loan conditions

                              Hotline: (028)71086999

                            • 3
                              CDocument loan condition

                              ID/ID chip + applied other documents by JIVF staff

                            • 4
                              Payment of down payment amount

                              Customer payment down payment amount to employees of building, interior design and construction companies cooperated with JIVF

                            • 5
                              Signing a loan contract

                              Customer sign a loan contract in accordance with the law.Credit contract

                            • 6
                              The partner’s JIVF will build or repair items in construction contract

                              The partner’s JIVF will build or repair items in construction contract for customer’s house

                            • 7
                              Customer payment loan amount to the monthly payment schedule

                              Customer payment loan amount to the monthly payment schedule provided by JIVF

                            SERVICE INTRODUCTION POINTS

                            JACCS has more than 4500 service introduction points around the country. Please come to the nearest service introduction point for our support.

                            Why choose jaccs?

                            • qb-jaccs-chose-3

                              TRANSPARENT AND FRIENDLY SERVICES

                            • qb-jaccs-chose-5

                              NO REGISTRATION FEE

                            • qb-jaccs-chose-6

                              WHOLE – HEARTED STAFFS

                            • qb-jaccs-chose-1-1

                              SIMPLE PROCEDURE

                            • qb-jaccs-chose-2-1

                              FLEXIBLE PAYMENT TERMS

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                              ATTRACTIVE INTEREST RATE