Payment method

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    Payment channels

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    Payment method & account number

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    Submitted points when making payments

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    Tariff

1Collection systems

2Bank

1PAYMENT PAYOO


At Payoo affiliated stores:

You can pay JACCS in cash quickly and conveniently at the system of stores and supermarkets associated with Payoo nationwide such as:

  • FPT Shop
  • The Gioi Di Dong, Bach Hoa Xanh, Dien May Xanh
  • Convenience stores: Circle K; Family Mart; Vinmart+; Ministop; B’smart .v.v…

The customer provides the contract number/credit card account number to the Cashier at the store. Submit the amount you want to pay and get back the Payment Receipt (Note, check the information on the Payment Receipt).

Via Payoo app:

Payoo application is completely free on both iOS and Android operating systems, making it easy for customers to pay online. You go to Payoo application to pay the bill of Consumer Loan or Credit Card balance for JACCS by selecting “Installment/Consumer Loan” or “Credit Card” according to the following instructions:

  • Step 1: Select “Bill Payment” at the screen
  • Step 2: At the “Bill payment” screen:

    • Service: Select the type of contract you want to pay “Installment/Consumer Loan” or “Credit Card”
    • Provider: Choose JACCS
    • Enter Contract Number / Card Account Number you want to pay
  • Step 3: Check information and make payment

2PAYMENT POST

Customers can pay bills for consumer loans or credit card balances for JACCS by cash quickly and conveniently through the network of Post Offices in communes, districts, provinces/cities nationwide.

How to transfer money:
  • Step 1: Meet the Post Office staff and ask for a Certificate of Payment
  • Step 2: Fill in all information on the Payment Certificate
  • Step 3: Make payments to Post Office employees
  • Step 4: Receipt of Payment Certificate (Note, check the information on the Certificate of Payment)

3PAYMENT MOMO

Via the Momo app:

Customers can pay bills for consumer loans or credit card balances for JACCS quickly, conveniently, securely, anytime, anywhere with MoMo Wallet. Please go to Momo application and make payment according to the following steps:

  • Step 1: Select “Loan Payment” at the screen
  • Step 2: Select “JACCS” at the “Loan Payment” screen
  • Step 3: Select the type of contract you want to pay “Loan number” or “Card contract number”
  • Step 4: Enter the Contract Number you want to pay
  • Step 5: Check information and make payment
At Momo affiliated stores:

You can pay JACCS by cash quickly and conveniently at SG Co.op chain nationwide, including:

  • Co.op mart
  • Co.op Extra
  • Co.op food
  • Co.op smile

The customer provides the contract number/credit card account number to the Cashier at the store. Submit the amount you want to pay and receive a Payment Receipt (Note, double check the information on the Payment Receipt).

4MONTHLY PAYMENT BY VIETINBANK

Customers can easily, quickly and conveniently pay bills Consumer loans or credit card balances for JACCS by cash directly at the system of Bank branches in communes, districts, provinces/cities above nationwide or through the online banking system.

Billing Information:
Form of paper payment at the bank:

5MONTHLY PAYMENT BY ACB

Customers can easily, quickly and conveniently pay bills Consumer loans or credit card balances for JACCS by cash directly at the system of Bank branches in communes, districts, provinces/cities above nationwide or through the online banking system.

Billing Information:
Form of paper to pay cash at the bank:

6MONTHLY PAYMENT BY VCB

Customers can easily, quickly and conveniently pay bills Consumer loans or credit card balances for JACCS by cash directly at the system of Bank branches in communes, districts, provinces/cities above nationwide or through the online banking system.

Billing Information:
Form of paper payment at the bank:
  • Customers MUST NOT GIVE the payment amount to Sales Consultants of JIVF under any circumstances; And JIVF will not be responsible for any issues arisen if customers make the payment through Sales Consultant.
  • Customers need to make the payment 02 (two) days sooner than the Due date on the Payment schedule to avoid bad debt recording because the Due date on the Payment schedule is the day when the payment amount of the customers transferred into JIVF’s bank account.
  • Customers have to round up the payment amount by thousand when making payment. (Example: 123,500 vnd should be rounded up to 124,000 vnd). Residual money (if any) will be refunded to customer after making payment for the last tenor according to JIVF regulations. Notice of receiving refunds will be published on JIVF’s official Website & Fanpage. After 90 days from the date of notification, if the customer does not contact JIVF to receive the money, JIVF will have the right to understand that the customer has refused to receive the refund, the balance will be owned by JIVF and JIVF with full authority of handling according to internal regulations and current law provisions
  • Late payment by customers and / or lack of payment will result in:

    a. Customers must pay overdue interest.

    b. Bad debts are recorded on the Credit Information Center (CIC) of the State Bank.

    c. Customers will find it difficult to borrow or open credit cards at others: Banks, Financial Companies, Credit Funds …

  • If the Due date is Saturday or Sunday or national holidays, customers will make payment on the next working day
  • Customers have to write exactly the Contract Number/ Account Number and Full name when making payment. JIVF will not be responsible if the customers make any fault in filling the information.
  • Customers can write the phone number of the Depositor on the Deposite Slip Note.
  • Customers will check the information and keep the Receipt. Please, contact with the Cashier in case the information on the Receipt is wrong, and please ask them to make it again immediately.
  • Fee schedule, Money Collection Systems Help JIVF can change and update at:
    Website: https://jaccs.com.vn và Facebook: fb.com/CongtyTaiChinhJACCSVietNam
  •  Before making payment for the last tenor, please contact this phone number:

    – Installment/Personal Loan: (028) 7108 6999

    – Card: (028) 7107 7799

  • All information about this payment guide can be changed without prior notice or and updated on Website, Fanpage of the JIVF.

Công ty tài chính TNHH một thành viên Quốc tế Việt Nam JACCS

Lầu 15, Tòa nhà Centec, 72-74 Nguyễn Thị Minh Khai, P.6, Q.3, TP. Hồ Chí Minh

  • (028) 5404-3870
  • www.jaccs.com.vn
  • fb.com/CongtyTaiChinhJACCSVietnam

Tariffs (APPLY FROM April 15, 2022)

STT LIST OF FEES CHARGES (VNĐ)
1 Loan management fee: transaction fee when paying through collection channels. The loan management fee is added to the payment amount each period and shown on the Payment Schedule. 12.000 (Twelve thousand dong)
2 Fee for issuing copies of documents related to the Credit Contract Free
3 SMS sending fee Free
4 Fee for early settlement: (applicable only in case the Borrower chooses option 2 in Article 2.2 to pay the fee for early contract settlement):
Installment loan products Charges (VNĐ)
Before and right after the first payment period Sau kì thanh toán đầu tiên After the first payment period
4.1 Motorcycle;Used motorbikes;Cash for personal consumption 6% of the principal balance at the time of settlement 4% of the principal balance at the time of settlement 1.500.000 (One million five hundred thousand dong)
4.2 Electric;Furniture;Finished building materials;Agricultural materials;Machinery and equipment;Serving educational needsHealth and beauty care 750.000 (Seven hundred and fifty thousand dong)
4.3 New car;Used cars;Truck 4% of the principal balance at the time of settlement 2% of the principal balance at the time of settlement 1.500.000 (One million five hundred thousand dong)
4.4 Large displacement vehicleHousing construction and repair 3% of the principal balance at the time of settlement 4.500.000(Four million five hundred thousand)

Note: For loans to buy agricultural materials in installments, if the borrower pays in full and on time for at least 3 payment periods, the borrower will be free of charge for early payment.

1CASH CARD FEES SCHEDULE

JACCS International Vietnam Finance Co.,Ltd

Công ty tài chính TNHH một thành viên Quốc tế Việt Nam JACCS
Lầu 15, Tòa nhà Centec, 72-74 Nguyễn Thị Minh Khai, P.6, Q.3, TP. Hồ Chí Minh, Việt Nam

  • Tel: (08)-5404-3870
  • www.jaccs.com.vn
  • Giấy phép hoạt động: Số 90/GP-NHNN

CHARGE LISTING TABLE

Cash card at service point

Updated date: 01/06/2021

STT CHARGES CONTENT
1 100,000 VND Annual fees
2 2% of withdrawal amount Cash withdrawal fee
3 5% of the payment amount (minimum fee 80,000 VND) Late payment penalty fee
4 100,000 VND Card replacement fee
5 100,000 VND PIN number re-issuance fee
6 50,000 VND Fee for re-issuance of transaction bulletin board
7 200,000 VND Card Loss Fee
8 50,000 VND Fee over limit
9 100,000 VND Complaint fee (if the customer makes a false complaint)
10 100,000 VND Transaction invoice copy fee
11 12,000 VND Payment Fees
12 199,000 VND Fee for early card settlement

All fees are inclusive of Value Added Tax (VAT).

2CREDIT CARD FEES SCHEDULE

JACCS International Vietnam Finance Co.,Ltd

Công ty tài chính TNHH một thành viên Quốc tế Việt Nam JACCS
Lầu 15, Tòa nhà Centec, 72-74 Nguyễn Thị Minh Khai, P.6, Q.3, TP. Hồ Chí Minh, Việt Nam

  • Tel: (08)-5404-3870
  • www.jaccs.com.vn
  • Giấy phép hoạt động: Số 90/GP-NHNN

CHARGE LISTING TABLE

Credit card at service point

Updated date: 01/06/2021

STT CHARGES CONTENT
1 Main card: 150,000 VNDSupplementary Card: 50,000 VND Annual fees
2 3% on withdrawal amount, minimum 50,000 dong Cash withdrawal fee
3 5% on the minimum payment amount (minimum fee 80,000 VND) Late payment penalty fee
4 200,000 VND Card replacement fee
5 100,000 VND PIN number re-issuance fee
6 50,000 VND Fee for re-issuance of transaction bulletin board
7 200,000 VND Card Loss Fee
8 50,000 VND Fee over limit
9 100,000 VND Complaint fee (if the customer makes a false complaint)
10 100,000 VND Transaction invoice copy fee
11 12,000 VND Payment Fees
12 199,000 VND Payment Fees

All fees are inclusive of Value Added Tax (VAT).