“CASH BACK PROMOTION TO CARDHOLDERS OF JIVF CARD”

1. The Promotion of “Cash back Promotion for JIVF Card” is applicable to credit card which are issued by JACCS INTERNATIONAL VIETNAM FINANCE CO., LTD (JIVF)

2. Promotion period: from 01^st May 2022 to 31^st July 2022.

3. Promotion detail: the first 1,000 cardholders will be refund cash withdrawal fee, maximum VND 50,000 (fifty thousand dong) credited to the card if they meet the following conditions:

– New activating cards from 01^st May 2022 to 31^st July 2022.

– Have cash withdrawal transaction from 01^st May 2022 to 31^st July 2022

4. Eligible Transaction Conditions for cash back:

Eligible Transaction for cash back are following transactions:

– Withdrawal transaction at ATM, not including activation transaction, transfer, gambling, other transactions that related to fee/interest.

– Eligible transactions will be determined based on the transaction information as recorded by JIVF’s system.

– Any disputed, cancelled and/or reversed transaction amount will be deducted from the total amount of eligible transactions.

5. Cash back condition:

– Cashback amount will be paid directly in credit card and cash card in 3 times, on 10/06/2022, 10/07/2022 and 10/08/2022.

– The promotion may finish before 31^st July 2022 if the number of eligible cardholders reach 1000 customers.

– If there are many customers are eligible for the condition, JIVF will consider the next priorities such as transaction date, total sales volume, card issuance date, card activation date.

– JIVF will cancel the cash back amount without prior notice to the cardholder in the following circumstances:

• JIVF suspects or has evidence to determine that the transactions are not made by cardholders;

• Cardholders have acts of cash advances in the form of payment transactions at the merchant;

• Disputes and complaints occur between the cardholder and the merchant;

• There are mistakes, error in cash back (or calculation of the cash back amount) of JIVF for the cardholder;

• Other cases stipulated by JIVF in each period;

– Customers must bear all expenses incurred (if any) related to the cash back.

– JIVF has full right to decide the result of cash back for this program. In the event of a dispute related to the cash back result, JIVF is responsible for directly resolving it, otherwise the dispute will be settled in accordance with the law.

– These Terms & Conditions are made in both English and Vietnamese. In case of any discrepancy or inconsistency between the English version and Vietnamese version, the Vietnamese version shall prevail.