“NON-CASH DATE -CASH BACK PROMOTION FOR JACCS CREDIT CARD”

1. The Promotion of “Non-cash date” is applicable to all credit cardholders issued by JACCS INTERNATIONAL VIETNAM FINANCE CO., LTD (JACCS).

2. Promotion period: 16^th June 2021.

3. Promotion detail: the first 200 cardholders will be cashed back 10% (maximum VND 100,000) credited to the card if they meet the following conditions:

– Having card retail/shopping transaction on “Vietnam Non-cash date”- 16^th June 2021.

– Using card with total sale volume of from VND 100,000 (one hundred thousand dong).

4. Eligible Transaction Conditions for cash back:

Eligible Transactions for cash back are following transactions:

– Transactions for goods and services for personal consumption purposes via internet and POS at merchant, not including withdraw cash at ATM, transfer, gambling, other transactions that related to fee/interest.

– Eligible transactions will be determined based on the transaction information as recorded by JACCS’s system.

– Any disputed, cancelled and/or reversed transaction amount will be deducted from the total amount of eligible transactions.

5. Cash back condition:

– JACCS will credit the cash back amount directly to the card account on 05^th July 2021.

– The promotion may finish early if the number of eligible cardholders reach 200 customers.

– If there are many customers eligible for the condition, JACCS will consider the next priorities such as transaction time, total sales volume,…

– JACCS will cancel the cash back amount without prior notice to the cardholder in the following circumstances:

• JACCS suspects or has evidence to determine that the transactions are not made by cardholders;

• Cardholders have acts of cash advances in the form of payment transactions at the merchant;

• Disputes and complaints occur between the cardholder and the merchant;

• There are mistake, error in cash back (or calculation of the cash back amount) of JACCS for the cardholder;

• Other cases stipulated by JACCS in each period;

– Customers must bear all expenses incurred (if any) related to the cash back.

– JACCS has full right to decide the result of cash back for this program. In the event of a dispute related to the cash back result, JACCS is responsible for directly resolving it, otherwise the dispute will be settled in accordance with the law.

– These Terms & Conditions are made in both English and Vietnamese. In case of any discrepancy or inconsistency between the English version and Vietnamese version, the Vietnamese version shall prevail.