TERMS & CONDITIONS “CASH BACK PROMOTION TO CARDHOLDERS OF JIVF CARD”

1. The Promotion of “Cash back Promotion for JIVF Card” is applicable to credit card which are issued by JACCS INTERNATIONAL VIETNAM FINANCE CO., LTD (JIVF)

2. Promotion period: from 01^st July 2023 to 31^st August 2023.

3. Promotion detail: the first 500 cardholders will be cashed back VND 100,000 (one hundred thousand dong) credited to the card if they meet the following conditions at the same time:

(i). New issued cards from 01^st July 2023 to 31^st August 2023;.

(ii). Activating and using card from 01^st July 2023 to 15^th September 2023;

(iii). Total sale volume within the mentioned above time at section (ii) with the amount from VND 3,000,000 (three million dong).

4. Eligible Transaction Conditions for cash back:

Eligible Transaction for cash back are following transactions:

(i). Transaction for goods and services for personal consumption purposes via internet and Point of sale (POS) at merchant or withdraw money at ATM, not including activation transaction, transfer, gambling, other transactions that related to fee/interest.

(ii).Eligible transactions will be determined based on the transaction information as recorded by JIVF’s system.

(iii). Any disputed, cancelled and/or reversed transaction amount will be deducted from the total amount of eligible transactions.

5. Cash back condition:

(i). Cashback amount will be paid directly in credit card and cash card in 2 times, on 15/08/2023 and 20/09/2023.

(ii). The promotion may finish before 31^st August 2023 if the number of eligible cardholders reach 500 customers.

(ii). If there are many customers are eligible for the condition, JIVF will consider the next priorities such as transaction date, total sales volume, card issuance date, card activation date.

(iv). JIVF will cancel the cash back amount without prior notice to the cardholder in the following circumstances:

– JIVF suspects or has evidence to determine that the transactions are not made by cardholders;

– Cardholders have acts of cash advances in the form of payment transactions at the merchant;

– Disputes and complaints occur between the cardholder and the merchant;

– There are mistake, error in cash back (or calculation of the cash back amount) of JIVF for the cardholder;

– Other cases stipulated by JIVF in each period;

(v). Customers must bear all expenses incurred (if any) related to the cash back.

(vi). JIVF has full right to decide the result of cash back for this program. In the event of a dispute related to the cash back result, JIVF is responsible for directly resolving it, otherwise the dispute will be settled in accordance with the law.

(vii). These Terms & Conditions are made in both English and Vietnamese. In case of any discrepancy or inconsistency between the English version and Vietnamese version, the Vietnamese version shall prevail.