INFORMATION SECURITY IN THE DIGITAL ENVIRONMENT: IDENTIFYING RISKS TO PROTECT PERSONAL DATA

  Along with the strong development of digital technology, financial services, online payments and electronic transactions are becoming more and more popular. However, along with that convenience, the risks of information security are increasingly sophisticated and difficult to recognize.

  According to 2026 information security forecasts, cybercriminals are leveraging artificial intelligence (AI), deepfake technology, and online fraud to steal data, take over accounts, and commit financial fraud. This requires each individual to actively equip themselves with knowledge and form a habit of using safe technology.

  In order to raise awareness of information security and risk prevention in the digital environment, JACCS Vietnam International Limited Liability Finance Company (JIVF) shares common risks and simple but effective measures to protect personal information.

Notable information security threat trends in 2026

Cyber attacks are increasingly sophisticated

Security vulnerabilities in information technology systems continue to be the target of cybercriminals. Even an unupdated device or software can become the starting point for data theft or ransomware attacks.

AI and automation malware

Artificial intelligence is being used to analyze content, and create high-fidelity fake emails, messages, and content. Users can receive winning notifications that seem to come from a familiar organization. But it was actually part of a fraudulent campaign.

Deepfake and identity spoofing

Deepfake technology allows for the creation of images, voices, or videos that are very similar to real people. Scammers may pretend to be relatives, employees of financial institutions or authorities to request information or transfer money.

Increased attacks on the financial sector

Financial systems, online payments, and personal data continue to be attractive targets for cybercriminals due to their high economic value and ability to make quick profits.

5 principles for protecting personal information and digital accounts:

1. Create and manage passwords with rules:

• Don’t use dates of birth, phone numbers, or other easy-to-guess personal information.

• Use a combination of uppercase letters, lowercase letters, numbers, and special characters.

• Don’t share a password for multiple accounts.

• Change passwords periodically or as soon as suspicion is exposed.

2. Protection of data and personal information

• Limit the publicity of identity documents, account information, or transaction history on social networks.

• Only provide information to trusted organizations and individuals.

• Do not buy, sell, or lease accounts and personal papers in any form.

3. Virus and malware prevention

• Do not open files or attachments from unknown sources.

• Only download the software from official sources.

• Regular operating system and software updates.

4. Be careful when accessing the Internet

• Check the website address before logging in.

• Priority is given to websites with HTTPS security protocol.

• Limit the use of public Wi-Fi to make important transactions.

5. Activate additional layers of protection

• Using multi-factor authentication, 2FA…

• Turn on transaction notifications.

• Use biometrics.

Information security is not only the responsibility of organizations but also starts from the habits of each user. By basic actions such as setting a strong password and checking the link before accessing, verifying information before making a transaction can help prevent unnecessary risks for individuals and businesses.

JIVF accompanies customers to raise awareness of information security, proactively protect personal data and always be vigilant against fraudulent forms in the digital environment.