FINANCIAL SOLUTIONS TO HELP CUSTOMERS TAKE CONTROL OF THEIR CAR OWNERSHIP PLAN

Demand for car ownership in Vietnam continues to grow, as cars not only serve daily transportation needs but also support work, business activities, and improve the quality of life for many families. However, the substantial upfront cost often causes many customers to reconsider or postpone their plans to purchase a vehicle.

To help customers access financing more conveniently, JACCS Vietnam offers a car loan program with flexible financing ratios and loan terms, enabling customers to build a financial plan that best suits their needs and repayment capacity.

FLEXIBLE FINANCIAL SOLUTIONS

JACCS Vietnam’s car loan program provides a variety of options tailored to different customer segments.

Key highlights of the JACCS car loan program

UP TO 90% VEHICLE FINANCING

Customers can choose a down payment starting from just 10% of the vehicle value (subject to applicable credit policies and conditions), helping reduce the initial financial burden while preserving capital for essential expenses or other investment plans.

FLEXIBLE LOAN TERMS FROM 36 TO 96 MONTHS

The wide range of loan terms allows customers to choose an installment plan that matches their income and personal financial plan, helping them manage their budget throughout the loan period.

OPTIMIZED APPLICATION RECEIPT AND CREDIT ASSESSMENT PROCESS

JACCS Vietnam continuously improves its application intake and credit assessment process to shorten processing time, allowing customers to complete the necessary procedures and receive their vehicle sooner.

SUITABLE FOR A WIDE RANGE OF PURPOSES

The car loan program is designed to meet various needs, including:

Customers suitable for the car loan program

• Employees with stable income who need a vehicle for work and daily commuting.

• Young families seeking greater convenience and safety in everyday travel.

• Customers who wish to maintain working capital for business operations or other financial plans.

FINANCIAL RESPONSIBILITY – BORROW WISELY

Borrowed funds deliver the greatest value when customers clearly identify their needs, choose a loan that matches their financial capacity, and establish a well-planned repayment schedule.

Before signing a loan agreement, customers should carefully review all terms and conditions, including interest rates, loan tenure, repayment methods, and related obligations. Proper financial planning helps maximize the effectiveness of borrowed funds while minimizing potential financial risks in the future.

WHY DO SO MANY CUSTOMERS CHOOSE JACCS VIETNAM?

With more than 70 years of experience in Japan and over 16 years of operations in Vietnam, JACCS International Vietnam Finance Company Limited (JIVF) – a member of Japan Consumer Credit Service Co., Ltd. (JACCS), established in 1954 – provides transparent, flexible financial solutions tailored to the practical needs of Vietnamese consumers.

In addition to expanding its product portfolio, JACCS Vietnam continuously enhances service quality, streamlines its processes, and supports customers throughout their entire loan journey.

FREQUENTLY ASKED QUESTIONS

Question: What is the interest rate for the car loan?

Answer: The current promotional interest rate starts from 7.9% per year for the first six months, calculated on a reducing balance basis. The actual interest rate depends on the customer’s credit profile and JACCS Vietnam’s prevailing policies.

Question: Can customers choose their loan term?

Answer: Yes. Customers may choose a loan term ranging from 36 to 96 months, subject to the applicable policy, according to their needs and financial capacity.

Question: Is the loan application process complicated?

Answer: JACCS Vietnam is committed to a simple and transparent process, helping customers complete their application conveniently while saving time.

Question: What is the maximum loan amount?

Answer: The loan amount may be up to VND 2 billion, depending on the vehicle value, the customer’s credit profile, and the assessment results in accordance with JACCS Vietnam’s regulations.

CONTACT INFORMATION

For detailed consultation on the car loan program, please contact:

Register for a car loan consultation today:

📞 Hotline: (028) 7108 6999 📬 Zalo OA: JACCS Việt Nam (Verified Channel) 🌐 Website: JACCS Việt Nam 🔗 Facebook: Công ty Tài Chính JACCS Việt Nam

ĐĂNG KÝ NGAY

*Note: Credit approval, loan amount, financing ratio, interest rate, and loan term are subject to the customer’s credit assessment results and JACCS Vietnam’s prevailing policies.*