SIGNS OF IDENTIFYING TRICKS TO IMPERSONATE FINANCIAL COMPANIES AND BANKS TO DEFRAUD CUSTOMERS OF ONLINE LOANS

Recently, the situation of impersonating financial companies and banks to fraudulently borrow money online is showing signs of increasing with many sophisticated tricks. Subjects often take advantage of customers’ urgent loan needs to impersonate reputable financial institutions, thereby collecting personal information and appropriating assets.

A common trick today is that subjects take advantage of the use of websites and social networking sites to run advertisements to reach people who need to borrow money with advertisements such as “Borrow at home 100% online”, “Bad loans are still approved”, “Accept high group bad debts”,… After the person who wants to borrow money accesses the loan link, the subjects ask to provide personal data information such as phone number, citizen ID, OTP code, in a short time sensitive information data, and bank accounts can be appropriated.

Common Identifying Signs

– Offering loans at unusually low interest rates compared to the market.

– Request a transfer in advance to “verify the application”, “approve the loan” or “disburse”.

– Using websites or fanpages with strange domain names, or almost similar to large credit institutions (forging domain names).

– Simple loan procedures, unusually fast disbursement (e.g. disbursement in 5 minutes).

– Sending strange links asking for the installation of an unauthenticated application.

After the customer provided personal information, the subjects continued to request to transfer more money for various reasons. When receiving the money, these subjects will cut off contact and appropriate the property.

Recommendations from JIVF to prevent financial fraud

To protect personal information and avoid becoming a victim of fraudulent forms of impersonating banks and financial companies, you need to pay special attention:

– Verify carefully when there is a request to provide a CCCD/ID card or bank account information.

– Do not provide OTP codes in any form and to anyone.

– JIVF DOES NOT REQUIRE MONEY TRANSFER AT ALL BEFORE DISBURSEMENT.

– Absolutely do not access websites with strange domain names or do not match the official website of JACCS Vietnam.

JACCS only accepts loan requests through official sales channels. Customers need to be wary of contacts from social networks that are not under the management of JIVF, Do not access or provide information on fake websites of JIVF.

When detecting suspicious signs or signs of fraud, please record relevant information, immediately contact the authorities for timely handling support.

JIVF’s official information channel:

Website: www.jaccs.com.vn
Hotline: (028) 7108 6999
Facebook: facebook.com/jaccsvn
Zalo OA: JACCS Viet Nam